There are four broad categories that you can invest in as a Muslim at the moment (we are constantly on the look-out for more and will be adding these to our page on an ongoing basis). Within each of these categories we have curated the most reliable, regulated and reputable providers and compare between them.
Stock Market & Other Funds
Annualised return means the return over the last 3 years, expressed in yearly figures. Note that these figures will be heavily skewed by the performance of the stock market as a whole which has, in recent years, been largely positive. Past performance is not an indication of future performance.
|Name||Annualised return||Annual fees||Minimum Investment||Notes|
|Oasis Crescent Global Equity Fund||4.90%||1.29%||£100|
|Wahed Invest (aggressive)||5.31%||1.62%||£100||Click here to open a Wahed account|
|Wahed Invest (very aggressive)||7.02%||1.62%||£100||Click here to open a Wahed account|
|iShares World Islamic ETF||9.50%||0.60%||£1||Click here to buy in an AJ Bell ISA|
|iShares USA Islamic ETF||10.30%||0.50%||£1||Click here to buy in an AJ Bell ISA|
|iShares Emerging Markets Islamic ETF||7.60%||0.85%||£1||Click here to buy in an AJ Bell ISA|
|Aberdeen Islamic Global Equity Fund||7.90%||1.84%||£1||Click here to buy in an AJ Bell ISA|
|Oasis Crescent Global Property Equity||-1.13%||2.15%||£1|
|Oasis Crescent Global Medium Equity Balanced||3.30%||2.30%||£1|
|Oasis Crescent Global Low Equity Balanced||1.76%||1.79%||£1|
|Franklin Global Sukuk Fund||5.41%||1.50%||£1|
|Oasis Crescent Global Income Fund||5.18%||0.69%||£1|
|Salam-Pax Sukuk Fund||4.30%||2.12%||£1||Return relates only to September 2019 year-to-date. Not enough data. Click here to buy in an AJ Bell ISA|
Sharia-Compliant Property Crowdfunding
|Name||Average annual rental yield||Set-up Fee||Management Fee||Exit Fee (% of net profit)||Buy-To-Let Options||Buy-To-Sell Options||FCA-Authorised?|
|Yielders||6-7%||2.50%||10.00%||15.00%||✓||✓ (for HNW only)||✓|
Halal Savings Accounts - Fixed Term
|Name||Expected profit rate||Minimum deposit||Website|
|Al Rayan Fixed 1 Year||2.05%||£1,000||Al Rayan|
|Al Rayan Fixed 2 Year||2.30%||£1,000||Al Rayan|
|BLME Fixed 1 Year||2.10%||£1,000||BLME|
|BLME Fixed 2 Year||2.35%||£1,000||BLME|
|Gatehouse Fixed 1 Year||1.90%||£1,000||Gatehouse Bank|
|Gatehouse Fixed 2 Year||2.15%||£1,000||Gatehouse Bank|
|UBL Fixed 6 Months||0.15%||£2,000||UBL|
|UBL Fixed 1 Year||0.60%||£2,000||UBL|
Halal Savings Accounts - Notice Accounts
|Name||Expected profit rate||Minimum Investment||Notice Period||Website|
|Al Rayan 60 Day Notice||1.00%||£250||60 days||Al Rayan|
|Al Rayan 90 Day Notice||1.50%||£250||90 days||Al Rayan|
|Gatehouse 120 Day Notice||1.82%||£1,000||120 days||Gatehouse Bank|
|Gatehouse 95 Day Notice||1.75%||£1,000||95 days||Gatehouse Bank|
|UBL 90 Day Notice||1.00%||£1||90 days||UBL|
Start-up investing: a savvy way to make massive returns.
We have been investing in start-ups for a number of years, alongside all our other halal investment pots.
Reason being, some start-ups succeed spectacularly (think Google, Facebook, Amazon, Dropbox). Early investors in those start-ups have literally made millions. An early $10,000 investor in Facebook would have made $20 million when it listed on the stock market.
But start-ups fail too. To avoid that, you should (i) build up a basket of them to spread risk; and (ii) only go for fully-vetted deals from people who know what they’re doing.
At IFG we get presented deals before they’re public – and those are the best deals.
This year alone, we have helped Muslim investors invest ~£2m+ into start-ups alongside us.
So if you have (at least £5k) capital to invest, get in touch with us: