There are four broad categories that you can invest in as a Muslim at the moment (we are constantly on the look-out for more and will be adding these to our page on an ongoing basis). Within each of these categories  we have curated the most reliable, regulated and reputable providers and compare between them.

Stocks

Stock Market & Other Funds

A list of hands-off funds offering exposure to stock market and other assets (e.g. sukuk, property) with their 3-year annualised returns.
Annualised return means the return over the last 3 years, expressed in yearly figures. Note that these figures will be heavily skewed by the performance of the stock market as a whole which has, in recent years, been largely positive. Past performance is not an indication of future performance.
NameAnnualised returnAnnual feesMinimum InvestmentNotes
Oasis Crescent Global Equity Fund4.90%1.29%£100Click here to buy in a Simply Ethical account
Wahed Invest (aggressive)5.31%1.66%£100Click here to open a Wahed account
Wahed Invest (very aggressive)7.02%1.62%£100Click here to open a Wahed account
iShares World Islamic ETF9.50%0.60%£1Click here to buy in an AJ Bell ISA
iShares USA Islamic ETF10.30%0.50%£1Click here to buy in an AJ Bell ISA
iShares Emerging Markets Islamic ETF7.60%0.85%£1Click here to buy in an AJ Bell ISA
Aberdeen Islamic Global Equity Fund7.90%1.84%£1Click here to buy in an AJ Bell ISA
Oasis Crescent Global Property Equity-1.13%2.15%£1Click here to buy in a Simply Ethical account
Oasis Crescent Global Medium Equity Balanced3.30%2.30%£1Click here to buy in a Simply Ethical account
Oasis Crescent Global Low Equity Balanced1.76%1.79%£1Click here to buy in a Simply Ethical account
Franklin Global Sukuk Fund5.41%1.50%£1Click here to buy in a Simply Ethical account
Oasis Crescent Global Income Fund5.18%0.69%£1Click here to buy in a Simply Ethical account
Salam-Pax Sukuk Fund4.30%2.12%£1Return relates only to September 2019 year-to-date. Not enough data. Click here to buy in an AJ Bell ISA
Property

Sharia-Compliant Property Crowdfunding

A list of halal property crowdfunding platforms. These platforms offer hands-off investing in property. Please do use the links below to sign up - it allows us to continue providing this service for free!
NameAverage annual rental yieldSet-up FeeManagement FeeExit Fee (% of net profit)Buy-To-Let OptionsBuy-To-Sell OptionsFCA-Authorised?
Yielders6-7%2.50%10.00%15.00%✓ (for HNW only)
Igloo Crowd6-7%5.00%10.00%15.00%
Savings Accounts

Halal Savings Accounts - Fixed Term

A comparison of sharia-compliant savings account with fixed terms. This means that the money must stay in the account for the length of time given in the product name. For example, in the "Al Rayan Fixed 1 Year" account, your money is locked in for 1 year with no option to take out the money until the end of the fixed term.
NameExpected profit rateMinimum depositWebsite
Al Rayan Fixed 1 Year1.70%£1,000Al Rayan
Al Rayan Fixed 2 Year1.90%£1,000Al Rayan
BLME Fixed 1 Year2.10%£1,000BLME
BLME Fixed 2 Year2.35%£1,000BLME
Gatehouse Fixed 1 Year1.85%£1,000Gatehouse Bank
Gatehouse Fixed 2 Year2.10%£1,000Gatehouse Bank
UBL Fixed 6 Months0.15%£2,000UBL
UBL Fixed 1 Year0.60%£2,000UBL

Halal Savings Accounts - Notice Accounts

These accounts are less rigid than the fixed term accounts. You still have to lock your money away, but you can withdraw if you give an agreed number of days' notice. You get less return, but if you want quicker access to your cash than a fixed term account, you should consider these.
NameExpected profit rateMinimum InvestmentNotice PeriodWebsite
Al Rayan 60 Day Notice1.00%£25060 daysAl Rayan
Al Rayan 90 Day Notice1.50%£25090 daysAl Rayan
BLME1.70%£10,00090 daysBLME
Gatehouse 120 Day Notice1.82%£1,000120 daysGatehouse Bank
Gatehouse 95 Day Notice1.75%£1,00095 daysGatehouse Bank
UBL 90 Day Notice1.00%£190 daysUBL
Start-ups

Start-up investing: a savvy way to make massive returns.

We have been investing in start-ups for a number of years, alongside all our other halal investment pots.

Reason being, some start-ups succeed spectacularly (think Google, Facebook, Amazon, Dropbox). Early investors in those start-ups have literally made millions. An early $10,000 investor in Facebook would have made $20 million when it listed on the stock market.

But start-ups fail too. To avoid that, you should (i) build up a basket of them to spread risk; and (ii) only go for fully-vetted deals from people who know what they’re doing.

At IFG we get presented deals before they’re public – and those are the best deals.

This year alone, we have helped Muslim investors invest ~£2m+ into start-ups alongside us.

So if you have (at least £5k) capital to invest, get in touch with us:

If you would like your company to be listed on this page – drop us a line through our contact page.

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