There are four broad categories that you can invest in as a Muslim at the moment (we are constantly on the look-out for more and will be adding these to our page on an ongoing basis). Within each of these categories we have curated the most reliable, regulated and reputable providers and compare between them.
Stock Market Funds
Annualised return means the return over the last 3 years, expressed in yearly figures. Note that these figures will be heavily skewed by the performance of the stock market as a whole which has, in recent years, been largely positive. Past performance is not an indication of future performance.
|Name||Annual return||Annual fees||Minimum Investment||Notes|
|Oasis Crescent Global Equity Fund||6.70%||1.29%||£100||You can buy this fund in a HL account|
|Wahed (very aggressive)||7.02%||1.62%||£100|
|iShares World Islamic ETF||8.75%||0.25%||£1||You can buy this in an AJ Bell account|
Sharia-Compliant Property Crowdfunding
|Name||Average annual rental yield||Set-up Fee||Management Fee||Exit Fee (% of net profit)||Buy-To-Let Options||Buy-To-Sell Options||FCA-Authorised?|
|Yielders||6.00-7.00%||2.50%||10.00%||15.00%||✓||✓ (for HNW only)||✓|
Halal Savings Accounts - Fixed Term
|Name||Expected profit rate||Minimum deposit||Website|
|Al Rayan Fixed 1 Year||2.05%||£1,000||Al Rayan|
|Al Rayan Fixed 2 Year||2.30%||£1,000||Al Rayan|
|BLME Fixed 1 Year||2.10%||£1,000||BLME|
|BLME Fixed 2 Year||2.35%||£1,000||BLME|
|Gatehouse Fixed 1 Year||1.95%||£1,000||Gatehouse Bank|
|Gatehouse Fixed 2 Year||2.20%||£1,000||Gatehouse Bank|
|UBL Fixed 6 Months||0.15%||£2,000||UBL|
|UBL Fixed 1 Year||0.60%||£2,000||UBL|
Halal Savings Accounts - Notice Accounts
|Name||Expected profit rate||Minimum Investment||Notice Period||Website|
|Al Rayan 60 Day Notice||1.00%||£250||60 days||Al Rayan|
|Al Rayan 90 Day Notice||1.50%||£250||90 days||Al Rayan|
|Gatehouse 120 Day Notice||1.82%||£1,000||120 days||Gatehouse Bank|
|Gatehouse 95 Day Notice||1.75%||£1,000||95 days||Gatehouse Bank|
|UBL 90 Day Notice||1.00%||£1||90 days||UBL|
Start-up investing is investing in new or very young businesses.
Investing in such businesses is high-risk high-reward stuff. You can make anywhere between 0-1000% returns.
Most start-ups fail but a few succeed spectacularly (think Uber, Facebook, Amazon, Dropbox etc). If you invest in start-ups, you should build up a basket of them to spread risk.
The UK government has in place generous tax schemes (SEIS and EIS) to promote start-up investing. Under these tax schemes, UK tax-payers will get back up to 50% of their investment back as a tax rebate.
Through this website and our offline networks, we are in the fortunate position of being presented deals before they’re public. This year alone, we have helped Muslim investors invest £1.4m+ into Muslim businesses.
So if you are someone with (at least £5k) capital to invest in a business and want to make a real impact then get in touch with us directly through the contact form below: