Personal Finance

Is my job haram?

Imagine the situation. You’re working in a supermarket stacking the shelves and helping customers find things (that are right in front of them), and bantering with the team in the backroom. Life is good. But then disaster strikes, and you’re asked to stack the alcohol aisle. Or maybe you’re asked to swipe things at the checkout. Or perhaps you have to offer customers the latest deal available from Tesco Banking.

Haram or halal?

Or what about the Taxi driver who has to drive people to and from the pub or nightclub at night? Is he an accessory to the actions of his clients and consequently sinful?

And what about the banker, lawyer, or accountant who works in the financial industry? He will inevitably have to interact with transactions that involve some kind of interest-related element.

Is your job haram?

The jobs that are affected are numerous and include working as an accountant, a lawyer, an actuary, a banking analyst, a management consultant, an HMRC worker, a debt collector, and even serving haram food at a restaurant.

So what do we do in these situations?

Well, like most things in fiqh, there are two positions. They are roughly this:

  1. “You are helping this individual/company in carrying out some impermissible act and therefore, even if your job in particular is not directly linked to the haram act, you are still culpable and your income and job is not permissible according to the Shariah.”
  2. “You are helping this individual/company in carrying out some impermissible act but because these individuals have full control over their own actions and because your role is not haram per se, it is acceptable for you to take your income for your halal job.”

So which view is right?

Well there are a number of contextual issues to take into account to inform our decision-making.

Firstly, it is vital to remember that we are not living in a country where things like interest, alcohol, and pork are prohibited. Indeed, I don’t think there is a single country in the world where this is the case right now. Given that, the possibility for alternative jobs is drastically reduced.

Secondly, with the rise of globalisation we have seen companies growing larger and larger. There has been an explosion in large multinational corporations with their fingers in many pies, and for these companies it is near inevitable that somewhere down the line there will be some haram activity mixed in. Given that, a large number of available jobs are at these companies, and so a large number of people will be getting at least a portion of their income from haram sources.

Thirdly, we are operating in a legal, economic, and political framework that is structured around interest. Every financial agreement that we sign will have some interest-related element, whether it be with our utility company, a mobile phone contract, or a rental agreement with our landlord or tenant. Chances are we’ve all signed up to either pay or receive interest. So when talking about interest it is important for us and Islamic scholars to not see the contract in isolation.

Fourthly, in the particular case of the supermarket checkout example, the legal status of these staff are not as agents of the company who are selling the product to you on the company’s behalf, but rather they are being paid for the job of processing food and swiping it. In other words they’re getting paid to do what you could do yourself in the self-checkout aisle. So for these employees the second opinion can be availed of.

Fifthly, in the case of the financial industries, preparing and signing off on interest-based agreements – like some lawyers have to – is not on, but working on and preparing all sorts of other contracts and clauses that a bank or investment company may require are usually okay. As an accountant you are simply auditing after the fact so that is fine, and as an actuary you are doing a job that is halal per se (assessing risks, modelling), so again the second position can be applicable. Even in banks, there are a wide number of departments. If you are working in an investment bank on the trading floor buying and selling shares, that is probably okay compared to if you are brokering interest-based deals, which is highly likely not.

So all this context leads us to be slightly less strict in our interpretations of the Shariah, and the latter opinion, that of Imam Abu Hanifah is perfectly acceptable to adopt. However, there are some important checklists to fulfil to make sure you’re not abusing this Shari’ position.

A quick few rule of thumbs:

  • Is your job actually acceptable per se? So if you are an IT manager your job is intrinsically acceptable, but if you’re a loan-issuer at a bank your job is intrinsically unacceptable. If you’re selling credit cards then your job is intrinsically unacceptable. If you are selling lottery tickets and alcohol at your newsagent then your job is intrinsically unacceptable.
  • Where is the money coming from which you will get paid for? So if you’re an IT manager for a bank and the majority of its money comes from interest-based loans, then the source of the funds is impermissible But if you’re an IT manager in a bank where the majority of the funds come from advisory work, mergers & acquisitions, trading, then the source of the money is largely acceptable. For the scholars who hold the opinion the source of the money doesn’t matter, but if you are choosing between two jobs where one’s source of income is haram, then you should choose the other one.
  • Are there alternatives? This is important in the context of restaurant waiters. There are many halal restaurants one can work at instead of a haram one, so scholars do not accept that one can work in a restaurant where one will serve the customer haram products. Now in the case of supermarkets, for example, the situation is slightly different, as there every supermarket sells haram products and so it is an unavoidable part of being in that industry.
  • How proximate are you to the sin? A Taxi driver dropping off a customer to a pub is still at a relative distance to the action of drinking alcohol, while someone preparing a loan agreement is much more proximate to the action of trading in interest.

The reality of the matter is that jobs are messy, ambiguous affairs where you will be doing lots of things that may not have thought you would be doing before you started. One can’t just turn around and say, “oh, you’re an accountant? Let’s look at the fiqh list of approved employments – ah that’s haram and that’s halal. Simple.”  Job roles change from week to week and month to month and so there isn’t really a cookie cutter Shari’ answer to these questions.

Instead the best thing to consult is a scholar you trust, but also your own conscience. You might be able to sway the scholar by presenting your job in one particular light but you can’t fool yourself.

If you want an expert Islamic finance mufti to give you their personalised fatwa on your situation, please ask on our Fatwa Forum here.

You can see a very detailed discussion of this topic here:

 

Sources used for some rulings in this post:

http://alqalam.org.uk/fatawa/earning-halal-fatawa/can-someone-work-in-restaurant-where-alcohol-is-served/

http://alqalam.org.uk/fatawa/can-i-work-in-a-supermarket-if-i-process-haram-items-such-as-alcohol-at-the-till/

166 Comments

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  • Assalaamalaikum i am planning to pursue masters in islamic banking in malaysia but i will be joining only on September 2019 intake now i have a year left and i am planning to do a job something relevant to the course i got a offer from an investment bank but as i see that is haram and would somebody suggest me with a idea and also looking for a islamic bank employee as there is nosuch banks in my country (INDIA).
    Assalaamalaikum

    Reply
    • I suggest you get involved in any respectable corporate – that will give you some great experience and add to your CV. You can always develop your interest in IF by writing and research on the side.

      Reply
      • Assalamualaikum.
        I have almost completed my chartered accountancy course and in a dilemma of what job to take up once done. Is it possible for me to get a job in an Islamic bank? India doesn’t have any Islamic bank though, and I don’t know whether other countries would want a fresher.

        Secondly, which industry would you suggest, where I can be as far away from interest as possible?

        Also, does a CA have any scope in Islamic finance? I am unsure of how to get a job in Islamic banking and finance, a few suggestions would be greatly appreciated.

        Reply
  • What if the company which i am joining to work has started their company with taking loans and paying interest to banks so is it halal to work there?

    Reply
    • Yes – how an employer has funded his business is not directly relevant to you and would dramatically reduce the pool of halal employment to vanishingly rare (even the government borrows). However, I would advise working in the financial officer roles of such an organisation.

      Reply
  • Muhammad Zaid Saleem
    June 25, 2019 8:21 am

    hey ibrahim ,
    Is it advisable to become Financial Analyst or Financial Consultant as both will ultimately land up giving an advice or doing scrutiny on investment related matters which comprises of interest.
    My opinion in this regard is as I am only providing my analysis and ultimate decision maker is the party itself seeking the advice why would I be entitled as earning haram if I am not directly involved in giving or taking of interest .

    Reply
    • Good question. What is the broader job spec for these roles? I ask as the role will vary from organisation to organisation.

      But the rule of thumb is that where the job is actively involved in recommending and executing on haram investments, then this is problematic.

      Reply
      • If the individual is filling the role of an investment consultant where they are recommending allocations to fixed income, do you agree that the role is questionable? I’m not clear why the answer to this question was different from the financial advisor question above where your reply included “…But the rule of thumb is that where the job is actively involved in recommending and executing on haram investments, then this is problematic.” Appreciate and looking forward to your reply. Thanks!

        Reply
  • Assalamualekum.
    Brother I am looking to make career in data science field. But most of analytics firm have clients of banking and financial firm,insurance, alcohol company,entertainment firm.
    So If I got job in analytics company
    I will get the project to analyze data of this company and give advice about product or future investment.
    So it will be haraam right?
    Can you please advice me

    Reply
    • As you will be providing a consultancy service, your job will be permissible. Though of course you should avoid haram consultancy projects as much as possible once you have joined, and, as you get more senior, you should avoid developing a particular expertise as a data science expert in the alcohol industry for example!

      Reply
      • Waheed Ahmed Hyder
        January 6, 2021 4:40 am

        Assalam alaikum,

        I am working for a captive office of a bank as a software engineer providing application security services I design and develop web applications.

        Is it allowed?

        Jazakallah
        Waheed

        Reply
  • Asc i have question I used to work as substitute kindergarten teacher in different kindergarten. When I got the job the lady ask me if I have problem with handshaking and I said no. After working some months I feel terrible I know handshaking with male is haram, I shy person can’t say no. I regret so much. And wondering is money haram cuz? My last payment I gave to my mom since she loads money from people I pay for her, and this month I was supposed to pay the rest but she had money to buy for bed ( to me and brother) but she paid with her money and now I brought bed from my money I was wondering is the money haram ? And if what should I do? Plz help I can’t stop thinking about I don’t know if it not I feel bad. All thinking is if die in bed use from haram money and hell fire I rather have no bed to if it’s no problem.

    Reply
    • salaam Mariam – my personal view is that if a handshake is in the context of a professional relationship and there is no suggestion of anything inappropriate that is fine. In any case your money is not haram either way – a particular act you do in your job (which is not core to your job) is not going to make all your income haram.

      Reply
    • Hi i know I am a little too late here, I used to work in a kinder, and there sometimes we had to make crafts that involved faces and animlas.
      And put movies, cartoons and poems for children ,I’m concern was my income halal / haram and should I use the money that I saved up from that job ?

      Reply
  • Is it okay to work as an accountant in a chiarty or a company such as a law firm or IT business? Do most businesses take out loans so all work with Riba? Is it best to avoid the accounting field in case I come into contact with interest recording?

    Reply
  • What is your opinion on the job as an investment consultant for a pension scheme, which may involve providing advice on interest based investment strategies?

    Reply
    • Purely as a consultant – probably fine.

      Reply
      • If the individual is filling the role of an investment consultant where they are recommending allocations to fixed income, do you agree that the role is questionable? I’m not clear why the answer to this question was different from the financial advisor question above where your reply included “…But the rule of thumb is that where the job is actively involved in recommending and executing on haram investments, then this is problematic.” Appreciate and looking forward to your reply. Thanks!

        Reply
  • Joanne Tessier
    July 16, 2019 4:45 pm

    Great info, thanks for the share!

    Reply
    • Asslamu aleikum. Is it allowed to work as Chief Accountant in Financial leasing company (not Islamic finance)? Their monthly lease rates are partially fixed and partially depend on rate of cost of funds. Please advise.

      Reply
      • I would avoid to be honest. Technically you could justify it if you are purely accounting and not signing any documents and leading on financing strategy, but I think that would be a stretch too far given your job title.

        Reply
  • AOA as an financial analyst and consultant a person have to give advice to chose the option which is good for organization it may include advice on interest either take or give” while the organisations earnings based on allowed activities like trading not based on interest(banks). the question is; my obligation is to give them best advice as an worker that may include interest.if i will not give the best advise that is based on non interest items (in my opinion) i would not be earning halal because i am not performing my duty deliberately. performing best for my organization is under my control but making ultimate decision is not; only giving advice is. so is there is any space in sharia?

    Reply
    • Assalamualaikum, is it allowed to work as quantitative analyst/researcher in trading or investment firm?

      Reply
  • If I sell windows in people’s homes, and the company requires me to show the customer that they offer a finance option…
    If the customer wants to take up the finance option, it would require me to fill out the paperwork and take a deposit and send it to the company to process.

    Would my job be permissible seeing that my main job is “Selling Windows” while finance is a part of the sales process (probably about 20% of customers take this option)?

    Can I take the job?

    Reply
    • I haven’t forgotten about this comment – I just haven’t managed to think it through properly. I think this actually deserves a full article as its quite an interesting and tricky situation!

      Reply
  • Hi Ibrahim, I’m working as Anti Money Laundering and KYC compliance Analyst in a consultancy for banks, is my job is haram?

    Reply
    • As you’re a consultant – so separate to the bank – my view would be this is fine.

      Reply
      • Asalamalaikum brother, I am financial consultant providing mutual fund advisory to the clients and also I am AML/KYC certified and wants to do a job as compliance officer in a bank or NBFC..so is it permissible or not??

        Reply
  • Asalam Alaikum Brother,

    I’m a recent IT Graduate and I’ve recently been offered an IT Support Analyst position at a Global Process Systems company that offers card payment systems to businesses and provides technical support.
    They provide businesses with a money transaction processing platform and work with developers to create smart payment systems (Smartphone and Smart Watches).

    I would like to know if this job is permissible and halal for me?

    Jazakallah Khair

    Reply
  • Is providing process improvement and software development consulting/services to Accountants, halal? I will be recommending and implementing CRM (software), Analysing data and setting up the Reporting tool for the lead accountants.

    Reply
  • Salam Ibrahim,
    I’m a being offered a job (as IT Manager) in a bank serving in private wealth management, asset management and investment banking. The scope of the job is to manage the IT projects (around building softwares) of the bank. Should I accept this job?

    Many thanks for your help

    Reply
  • Salams Ibrahim, I’m working as a trainee solicitor & wish to qualify in property or non-contentious construction.
    The issue for me is that every Standard Condition of Sale, Lease Agreement or Construction Appointment will in some way or other refer to interest, i.e the Bank of England base-rate or refer to the Commercial Debt Act.
    Therefore, whether you are a property, construction, energy lawyer or IT lawyer you will inevitably work on a contract that’s as a mechanism to either pay or receive interest. By working in such a profession, even thought I’m working in property, does that equate to being a ‘Scribe’ according to the Hadith in Muslim? I’m not working directly in a Riba based transactions, i.e say like a Finance lawyer on a Felicity Agreement but there is unfortunately some mentioned interest in most contract in every area of law.
    What’s your take/interpretation?Working as a property lawyer?

    Reply
    • I would say that a reference to interest is not by itself problematic in itself (otherwise you wouldn’t be able to work as a lawyer as you said) largely because it is not the objective of the contract and doesn’t kick in unless in case of exigencies. Secondly, it only codies what would happen in the case of a dispute through a court (Judgement Rate Interest etc).

      However working in finance itself is to my mind impermissible (though as a trainee arguably justified given you may not have a choice and you will be focusing on process management and security documentation as opposed to the loan documents). Property gets into a grey area. In the City, property documentation is often pure property focused and divorced from the financing. So that would be fine. But on a high street, you will be handling the whole gamut of documents, including finance docs – so I wouldn’t want to personally do that.

      Hope that helps!

      Reply
      • Ibrahim – Can you ask/check with Mufti Bilal opinion on the above? It would be good for my conscience and prospective article.

        Reply
  • Salaam Ibrahim,

    Is it harem to work in car dealership as the business manager who does sells warranties while prossecing loan applications. Sometimes 0% interest some times interest. But I get paid only on warranties not the loan or the sale of the car.

    Reply
    • This is a tricky one. I’ll check in with Mufti Billal on this.

      The thing that concerns me is I know that financing profit is a crucial part of the car industry, so whilst your job on the surface is selling cars, in the background there is this financing element.

      But let me have a think and a chat with the relevant people.

      Reply
  • Salam Bro. I have been offered a position as an Asset Transfers Co-ordinator working to Assist the growth of business by delivering successful asset on-boarding and asset restructure outcomes. The company is a Life Insurance Company. Would this job be halal for me, quick response needed. Jzk

    Reply
    • salaam – this sounds complicated! Without knowing specifics hard to definitely say, but my starting position with life insurance is that it is permissible unless proven otherwise. So working in such a company is not prima facie impermissible.

      As ever, please remember these are just our considered thoughts – not a fatwa!

      Reply
  • Hi, I’m a student and I started working in my university mess as cashier. The problem is that this is a European country and people take pork and haram meals and drinks. What should I do? I can’t quit now bcz I signed a contract. Can I do charity or something else?

    Reply
  • Assalamualaikum Mr Ibrahim, I was wondering something. I am currently working as a customer service executive at a centralised call center for a hotel brand and just like most 5 star hotels, they have bars and serve alcohols whether as an amenity or in a restaurant/bar.
    My main task is to handle room reservation so basically, I receive calls or emails from guests mainly for room reservation purposes, however, my main concern is, sometimes, we do receive guests who would ask for the menu on alcohols, or ask us to reserve the seat at the bar for them or we have to send payment link to them to pay for the alcohol etc. All of this will require us to contact internal and make sure everything is arranged accordingly. Whenever I can, I try to avoid situations involving this such as I never proactively recommend them to try out this or that bar or I only offer chargeable amenities like flowers or cake and never the wine Therefore, is this haram? I’m not sure on the percentage that I have received from this but what is my status here? Should I leave?
    Thank you very much and I’m looking forward to your reply. Thank you very much in advance and God bless you

    Reply
  • Hi Sir, Scenario 1: I’m an assistant to a broker to whom I will help to find and give details of fund seeking huge construction projects or any other huge fund requirements for halal business and he will find funders for that project. Usually funding will be from a western country, obviously funding will be based on interest and equity in the projects. Once the project has been funded the main broker will get commission from the funder and he pays part of that brokerage commission to me. Is this Halal income for me? Scenario 2: Now, I’m able to do the same on my own. If I help huge amounts of fund seeking halal projects to find a funder who funds the money with interest and equity in the project. Now again directly I will get the commission for this financial brokering. Is this brokerage commission is halal for me? Kindly help me to lower my stress regarding this income source through fund brokering for the above scenarios.

    Reply
  • Assalamualaikum Brother Ibrahim,

    I live in US.

    My question is related to investment in share market. If I buy shares from Amazon and Microsoft, is it permissible in Islam . I know they are the tech companies and they are not directly related to any gambling or interest. But again they might be doing transactions with a riba based Bank.

    So please explain whether I can buy their shares.

    Thank you

    Allah Hafez
    Taslim

    Reply
    • salaam Taslim – yes they’re fine iA. The vast majority of these companies’ earnings are from tech-based sales so that’s what we should focus on.

      Reply
    • Asalamo Alaykum bro Ibrahim,
      My son has a summer student job offer as a data entry position from a mortgage broker company in North America. He will work their as a temporary summer student for two months. Kindly provide some guidance if he should accept this job.

      Regards
      Faheem Ahmed

      Reply
  • Salam aleikum Brother Ibrahim,

    first and foremost, I want to thank you all for your amazing work you are all doing – really very much needed in this time especially in the west. May Allah bless you!
    I just wanted to introduce myself. I´m a German fellow, 27 years old and alhamdulillah a revert to Islam. I´m currently working at the BMW Private Equity & Venture capital department since approximately almost 1,5 year. My tasks now are almost the same of an Analyst.
    My tasks:
    –Supporting the deal team with all aspects of bi-annual portfolio review
    –Attending private equity fund meetings
    –Maintaining the deal log in the fund database
    –And conducting various parts of the commercial due diligences, including quantitative analytics (here I get access to the data room of the screened fund and sort the data so that the responsible investment manager can easier access to the data in a well-structured order
    –Furthermore, I must write a very short assessment of the screened fund (mostly about the historic track record, the fund team…etc. half page approximately
    –Creating benchmarking charts to see how the screened or invested fund performs

    About our company:
    The main business of BMW is actually just selling cars or other type of technology. We are in particular managing the pension fund, in order to increase the pension of our employees we are investing in private equity and venture capital.
    There is no carried interest which we are getting paid, so whether the funds performing well or not we just getting paid our salary.

    Main Question:
    However, the responsible investment managers sometimes decides to screen and invest in funds, which have some companies in their portfolio, which are supporting unislamic things (for example such as music, gambling, selling pork/alcohol in restaurants etc.) but this would be the minority. The majority is invested in companies which belongs to the sector of technology, infrastructure or others. Often, it’s the case that we invest just in healthcare funds or technology funds, which doesn’t have any unislamic companies whatsoever, but it really depends on the fund.
    Sometimes the funds in which we invest decides by themselves to do a LBO but sometimes the just invest the equity of the investors, but that’s their business, the limited partners are not involved.
    I was asking myself, if my job is halal or not? The decision isn’t up to me it’s just up to the eligible investment manager and their bosses. I’m just providing my services of doing analytics and reporting stuff, because in most of the jobs in the finance industry in Germany I would face actually the same problematics as (Riba, alcohol, music.) in some sort or form, because everything is so mixed up.

    My main goal from this job is to gain experience and knowledge in order to build and create an own islamic private equity fund in germany or act as an islamic private equity investor. Because theres nothing in this field in germany and very much needed.

    What should i do ? Should i progress or should i quit my job? What would you recommend?

    I really look forward to hearing from you.
    Thank you very much ! May Allah bless you!
    Best regards
    Your Brother!

    Reply
    • Interesting situation – without wanting to give a fatwa or anything – I would be comfortable with your job given you sit within the wider BMW company umbrella as opposed to working in a PE fund which primarily makes its money from haram activity.

      Separately, if you drop me a line on [email protected] I might have a deal that may be relevant for BMW’s VC arm!

      Reply
    • Hi Mikael, how are you? I work in a fortune 500 company and wanted to share with you some thoughts. Can you email me at [email protected]

      Reply
  • As-Salam-Alaikum,
    Dear Sir,

    Can I work in Online Payment, Mobile Commerce and Payment Processing companies like WePay, PayPal, ProPay, PayU etc.,? Is it Halal?
    Jazakallah,
    Thanks,
    Syed

    Reply
  • A suggestion to you. When I commented on this article I just lost track of it after that, then it was pretty tough to find this article link and later after bookmarking the page I kept coming back again and again patiently expecting the reply to my question. After asking an important question about their problem, People might not know how to find the same link again and they might not be patient as well by which they might miss a feasible solution from you. So kindly modify the code to notify the people with the article/comment link through email once you commented back to their comment. Thanks.

    Reply
    • Salaam – I believe there is that functionality – when you make the comment it asks if you want to be notified when there is a response.

      Also, for more urgent queries we recommend using our contact us page.

      Reply
  • Hi, I work in a family office for a middle eastern client. As part of my job, I look at potential investments for the client but also arrange loans for them through their relationship banks.

    We only help with trying to get the best deal for the client and subsequent documentation but the final contract is between the client and the bank. We get a fixed annual fee for our services rather than for helping to arrange such a transaction.

    Do you believe what I do is permissible?

    Thanks

    Reply
    • Interesting question. If this constitutes a small proportion of your job then I could get comfortable with it on the basis you are fundamentally an advisor on a broadly permissible investment strategy. However, if it is a large part of your job, and the financing they get is haram financing, I would personally feel uncomfortable with that situation.

      Reply
  • Assalamu’Alaikum, I am a student doing A Level economics and i was hoping to do economics as a degree, ending up as a management consultant, or an investment analyst, somewhere around that field, but investment analyst looks more promising to me. I know that investment banking is haraam, but would an analyst be halal as it would be working with the data and not directly giving interest. If this is doubtful, what other jobs in the economics industry or with that degree would you say are halal and okay to pursue. JazakAllah

    Reply
  • Asslaamu alaikum brother
    I have a question
    working in doha bank Qatar as senior financial analysts is this halal job? Please reply soon..

    Reply
  • Asslaamu alaikum brother
    I have a question
    working in doha bank Qatar as senior financial analysts is this halal job? Please reply soon..

    Reply
  • Assalamu’alaikum,

    I came across this job recently and would like to know if it’s considered halal.

    The job at a boutique corporate finance firm is hiring an executive to carry out advisory work on IPOs, mergers & acquisitions. There is also compliance work which is to advise companies to comply with relevant rules and regulations.

    The main source of the company’s earnings is from advisory fees charged to clients. The clients,however may be involved in businesses with haram income such as sales of alcohol and pork. Does that affect the lawful income status of the employees in the finance firm? Other than that, as a financial institution the firm also does not offer loans to other companies or invests in stocks and/or derivatives.

    Hope to seek your clarification whether the job described above is halal. Thank you.

    Reply
  • As salamu alaykum
    I am soon going to apply for university. I want to pursue a carrer in actuarial science. Is jobs in this field halal? I mean they mostly get jobs in banks and inssurance companies where most of the income is through rents. As I have understood from this debate it is not permissible to work for a company where most funds are attained through haram means…? And this is also applicable if the job itself is halal – risk calculating, managing payments etc.?

    I really appreciate that you take time out to answer these questions. Specially young muslims in the west need people like you!

    JazakAllah,
    Best regards,
    Awais Rafiq

    Reply
  • Salam, very interesting, open minded and thought provoking article.
    I currently work at a regular Bank in a contact centre for personal loans. My job is to just give information to people enquiring about getting a loan, for example a car loan. My role is just a basic, entry level role answering the phone. Is this halal, haram, a major sin? I have heard a lot of opinion but I would love your clarification.

    Reply
  • Aslm ibrahim what about working as an Analyst for a company that collates information and admin for the banks. It allows the end consumer to get the best deal from a home loan perspective as they will effectively be going for the best deal. The reason why they(clients) use this intermediary is because this company (I would potentially work for) Does all the leg work and takes a fee from the respective bank that the deal lands up with. Is this allowed? Almost like a free advisory service to the end consumer yet the fee comes from the bank the deal ends up with.

    Reply
  • SalamAleykom, I live in London and work for an IT firm equivalent to Dell, Netapp, this kind of company.
    I am a financial analyst for the finance department in the company.
    The firm has his own bank for their customers.
    My role is to send documentation, generate them from the system.
    The contracts are leasing agreement with our customers.
    I am not involved in calculations, price, customer meeting and negotiation but I am being asked to send documentation.
    Leasing contracts do not mention interest but I can clearly see sometimes that the repayment of the equipment being leased is higher than the equipment cost itself.
    I deal with purchase orders to our partners to purchase some equipment and ensure their invoice is being paid by our company.
    I am looking after the admin side.
    My salary is being paid by the company not the bank we have internally.
    Is my job haram ?
    Thank you.

    Reply
  • Salaam Ibrahim,

    Thank you for the well written article

    I was interested in your opinion on working in specific divisions within an Investment Bank / Private Equity/ Fixed Income ?

    My understanding of M&A is that it is permissible as you are being paid on your advisory role and offering advice,building models etc ?

    However, does this apply for a Banking role within Debt Capital Markets (DCM) where again you are being paid for offering advice, building models etc – however this time you are advising a firm on Debt Issuances , you are neither the one selling the bond or the one buying , but simply advising a firm on how to best issue it ?

    Also was wondering on the permissibility in working in Fixed Income (investing in bonds) or a Credit Team for a private equity firm, where you work on the Analysis of potential Bond/Credit Investments?

    Kind Regards

    Reply
  • Ibrahim is working as a financial analyst halal or haram? I am an economics student and this job entails recommending investments some of which are not halal industries as well as corporate bonds, which are interest based.

    Reply
    • Depends on where you are a financial analyst. Analysing is not haram – but doing it for a bank in my view is. Doing it for a professional service or media outlet isn’t though.

      Reply
  • Salam Alaykum brother,

    I have been offered a job working for a broker finance company whereby I help clients secure financing their vehicles with interest being involved within the agreements. What’s your opinion on this?

    Reply
  • Salam Alaykum brother,

    I have been offered a job working for a broker finance company whereby I help clients secure financing their vehicles with interest being involved within the agreements. What’s your opinion on this?

    Reply
  • I am considering a currency (forex) portfolio manager position. What do you think about it?

    Reply
  • Assalam Alaikum Warehmatullahi Wabarkatahu.
    Sir i am from india and working in a MNC who’s parent company is US Title Insurance Company (First American) which deals With mortgage solutions and finance. I work as process associate and my role is to update the data base and we work on multiple projects in backend. Please let me know the source of my income is halaal or not? Thanks in advance.

    Reply
  • Assalamu alaykum Ibrahim ! May God bless you for your help us.

    If you let me I have a question for you:

    I am a software developer and I am working for IT company ( separate independent company) . We are developing a software for other investment banks (Security Firms). Our software performs:

    Commissions calculation
    Workflow automation
    CRM

    My question is: Is my current job is halal (permissible)?

    Thank you in advance!

    Reply
  • V.MAHAMMAD RAFI
    May 1, 2020 3:14 am

    Assalam va alykum sir. I am working as Associate in LIC HOUSING FINANCE LIMITED. In this company working is haram?

    Reply
    • Definitely worth posting in our forum (forum.islamicfinanceguru.com) and our muftis can opine!

      Reply
      • Asalam o alaikum,

        My situation is somewhat similar. I received a job offer from one of the top 3 mortgage loan companies here in the US. I will be working in their IT division. Wondering if it is permissible to at a mortgage loan company in their digital marketing technology department?

        Reply
  • As salam Alaykum wa rahmatullahi wa barakatuh, In norway we have the welfare system, where people that is in absolute need (with very small amount of money) can get help with paying house rents, and different stuff that may conatin loan. But as the welfare system do not take any money for this, or those who work there do not give any money for the clients with loans but rather they help people pay their rents, give money for clothes and food. Is this haram? They also help people that have no place to live, taking loan without rents being payed for them, since they have money (most of them could end up homeless)

    Reply
  • Is it haram to work in a school where the pupils goes to skimming mixed genders? I am not gonna participate in the classes

    Reply
  • Assalamualaikum Brother

    Could please help me to know , working in “Nomura service Pvt Ltd Mumbai” is halal or its prohibited in our Islam !!! As I am planning to join that company.. your decision will be heartfully considered !! Jazakallah 😇

    Reply
    • You should post in our forum – forum.islamicfinanceguru.com – and get a mufti to opine.

      Reply
  • Is bba and mba in economics fine to do i want to become a financial manager i would be dealing with managing the companies reports and analysing them to bring out an outcome.

    Reply
  • S Namreen Lubna
    May 18, 2020 11:25 pm

    Assalamu alaikum..
    I am into procurement department. i work in a non banking company but our client is a bank… my job is to set up the contract between the supplier and the bank for watever the bank buys from supplier.. is my Job Haram?

    Reply
  • Asalamualaikum Brothers & Sisters,

    I just wanted to know if it is permissible to work at MSCI(msci.com), the only thing that I know about the
    organization is that it’s an investment company and Alhamdulillah very soon they will be releasing my offer letter as a Techincal Support Services.

    Please suggest.

    May Allah bless you all.

    Reply
  • Hey Ibrahim, trust you are doing well.

    I work as in a advertising and public relations company, https://www.performics.com
    as digital marketing assistant, managing Brand campaigns online on Facebook, Google and other web/App publishers.

    I couldn’t find any one to answer my question as most of the people are unaware of the working in digital industry or the Agency-Client ecosystem wherein The Agency has set of clients onboarded, We are given set of clients we work with, say ecom, airlines, beauty, health, pharma etc. I am currently working on Beauty and Wellness Client.

    My question is, the company is telling me to work on one of its Insurance client, is it permissible for me to work on Banking and Insurance client, as their aim is to sell or create awareness in their products or build brand image through marketing communication by doing advertisements online.

    Also I don’t get choice to ask which client I’ll be working for, it is at the agency discretion to decide as per the resources available.

    Please help and address my query, so that I can take a call over it.

    Reply
  • What about becoming a Financial Broker for property development.
    Bringing the two parties together and recieving an introducers fee/commission for that.
    Halal or Haraam.
    Thanks

    Reply
  • With all respect, I beg you all to please discuss your matter with qualified scholar who is specialised in financial matters. Also, please take a option of majority. We have a habit of listing to those individuals or scholars who are going to say yes it’s allowed.

    Reply
  • rukhsar shaikh
    July 25, 2020 6:43 am

    can we work in a loan recovery department??

    Reply
  • Assalamu alaikum my name is Suhad Ahmed. I have got a job oprtunoty with bujys. (It’s a learning app) I have to make seals to the customer. Which involve EMI and loans to further use the bujys application for children learning app. Please do let me know as my date of joining is nearby

    Reply
  • Assalamu alaikum. My name is Suhad Ahmed. I have got a job oprtunoty with bujys. (It’s a learning app) I have to make seals to the customer. Which involve EMI and loans to further use the bujys app for children to learning via app. Please do let me know as my date of joining is nearby

    Reply
  • Assalamu alaikum. My name is Suhad Ahmed. I have got a job oprtunoty with bujys. (It’s a learning app) I have to make sales to the customer. Which involve EMI and loans to further use the bujys app for children to learning via app. Please do let me know as my date of joining is nearby

    Reply
  • Salam. I’m about to go into college and want to make sure that the field I’m going to pursue is halal. Is a financial manager halal. Obviously I don’t know what I’ll do exactly, but overall what is your input?

    Reply
  • Salaam,

    Thanks for the post. Very interesting and complex at the same time.

    Do you believe it is acceptable for me to accept a fund accountant role? This is a typical role, which ultimately reports the performance of the fund to investors.

    Reply
  • I’m working as finance analyst for a retail company rarely I have been asked to calculate interest for customer who are delaying payments
    This is once in a year for 1 of the customers, later sales guys chase thr customer for payment plz advice If this Is allowed as per islam

    Reply
  • Asamualikum,
    I work as a Senior IT Project Manager in Australia. I have worked in all possible domains EXCEPT for financials (banks, insurance companies etc) in my 13 years of career. Primary reason for this is to avoid Haram income.

    Jobs around the world have been impacted due to Covid. I lost my contract in April 2020 and i am still looking for work. Most of the jobs are coming in the financial sector.

    I am being approached by several recruitment companies who are hiring contractors on behalf for various finaicial compaines. If i accept a contract, it will be with the recruitment company and i will be working in a financial company; as an employee of the recruitment company. Source of my salary would be the recruitment company. In this scenario, is my income Halal? Specially knowing the fact that i will be working in a financial company (on IT components which may not be associated with interest calculation applications)?

    Please advise. I would appreciate if you can provide any Quranic or Sunnah reference to support your response as well

    Jazakallah.

    Reply
  • Asalaamualaikum

    Is it acceptable to work in marketing department in a bank with insurance and investments and loans and credit.

    Shukran

    Reply
  • Salaam,

    I do editorial work for an education company – writing for about 16 universities/colleges. I am mostly writing about MBAs, accountancy qualifications etc.

    However, once a month – or maybe even less – I get asked to write a course page/landing page for a music college. I myself try to avoid music, so I am wary about this tiny aspect of my role. What do you think?

    Reply
    • think its fine – but if you can avoid then better.

      Reply
      • اَلسَلامُ عَلَيْكُم وَرَحْمَةُ اَللهِ 
        I have been working as an executive assistant/administrator/PA for a financial adviser in a financial services company , is it halal? Job roles – arranging paperwork for sign up related to lump sum investment, pensions , insurance, saving and client servicing after investment like dealing instruction , partial withdrawal, full surrender etc please note we r not investment provider. جزاك اللهُ خيراً

        Reply
  • Mohammed Azharudheen
    October 9, 2020 3:09 pm

    Is income from youtube halal. I was planning to make a channel on halal investment in equity an all

    Reply
  • Salam alaikum! I’m a trainee solicitor working and hoping to specialise in immigration law. The company I’m training at is predominantly Muslim-run but the terms and conditions stipulates a clause about charging clients interest when they’re late with payments. I was troubled by this and brought it up to my co-worker who said it’s there just used by the firm as a deterrent, and that they’ve never enforced this condition, nor do they plan on doing so. He also told me it’s standard legal practice to include this.

    I’m still a trainee so i won’t be able to omit this condition from the T&Cs because I don’t have the authority – though I absolutely have no intention of charging interest on any future clients ever.

    I also know that it will be virtually impossible for me to find another training contract, let alone one at a firm where this won’t be an issue (I live in London).

    This is still seriously troubling me though, so I ask for your advice and guidance. Jazakallah khair!

    Reply
  • Right now I am an engineering student in Electronics and Telecommunication and will be most likely employed in IT companies but I can’t know whether they are halal or not. Is that okay to pursue as a career? Also I am planning to work as a content writer on the side but I cannot choose what kind of projects I will be getting, is it halal or haram? Apart from these two job options I don’t have much options I’m really confused.

    Reply
  • asalamualaikum brother,
    my job is to transcribe a tv show. It sometimes includes trancribing lyrics of songs. is it haram of halal?
    plz reply.

    Reply
  • Salaam,
    I am considering applying for a role as a property surveyor as a recent graduate.
    Having look at the major roles and responsibilities, majority of them seem fine however some stood out. I was wondering if you could advise me in if their permissible roles and if they are is it an issue as it isn’t the main role.

    -write detailed reports on property for purposes such as rent reviews, investment potential, valuations for mortgages and other purposes, marketability and building surveys
    -purchase land and secure funding
    -sell and buy properties and sites on behalf of clients.

    Jzk, Ahsan

    Reply
  • Working as a Mortgage Agent in Toronto gives immense opportunity to make money over night.People are desperate in real estate investment and do so yearly if not half yearly.Mortgage applicants who are either rejected or ineligible by big banks approach the Mortgage Agent for loan to buy the house. I believe 95% of borrowers are of this category. Now the problem is Mortgage Agent has to make many false documents for his/her clients to get the loan available.

    This is what a mortgage agent does intentionally on regular basis. So knowingly is it Haram in Islam to start this Career?

    Reply
  • I am a BHMS (bachelor of homoeopathy medicine & surgery) student ….I am studying from those source which is haram ..so when I will be a doctor ,money will earning….those earning will be halal ??…plzz reply me

    Reply
  • Salaam Ibrahim,
    My question is what fields within law are permissible for me to do for example Immigration ?

    Reply
  • Assalamualaikum Ibrahim,

    I’m working as a Product Manager at a fintech company that started by providing a mobile financial service for the underprivileged. This company has been up for more than 8 years, and now it’s slowly trying to grow its audience and trying to gain users who are more privileged.

    My role is to improve and manage the app and come up with new features that help people make sorts of financial transactions and payments. However part of my role is also to increase the pool of users in our country. I recently discovered (I’m quite new to finance) that customers who open accounts automatically have an interest option enabled for them (though there is an option to disable it, however, the option to disable it isn’t marketed. People won’t find out unless they surf the company website OR receive an SMS that mentions they have received an amount of interest at the end of the year).

    So is this job impermissible?

    Reply
  • AsslamuAlaikum Ibrahim
    I lost my Job and now in process of finding a new one. I recently got an offer from mortgage financial company as IT systems engineer. Is it halal or harms for me to work for this company as an IT engineer?

    Reply
  • Is working at a mortgage company as a Document Management Associate, checking notary, wet signatures, printing & researching (prepping) missing page, data entering borrowers check information Halaal? Verifying notary is to see if the document is stamped/sealed (legible). I am not verifying signatures but I take note if signature is missing or if it’s not wet. Then I data enter the documents which include scanning shipping label, barcodes, the number of pages and the coworker who prepped it. JazakAllah Khair.

    Reply
  • I am willing to do financial modeling course online. Is it permissible in islam?

    Reply
  • Assalamwalekum,
    I recently graduated and joined a company Tata consultancy services limited, I have been given training on the programming language for a few months. The work TCS do is to provide software support or maintenance to other small and large business. TCS has many clients in the Insurance sector, can I work for one of the clients to transform the old legacy systems to new systems using the programming language and software. TCS will pay me for the same. Can I do this, is this Halal?

    Reply
  • Assalamu walaikum,
    I have two questions.
    1. My question is that can a Muslim doctor working in US treat patients who pays bill with medical insurance and is it allowed for the doctor to take insurance claim money as fees.
    2 question. Is the job of a reimbursement specialist/hospital/clinical medical billing specialist halal who’s role is to work for the doctor (in doctor office or third party administrator ) to follow up and call insurance for getting bills paid from insurance company of the patient fees for the services rendered by doctor.

    Reply
  • Hi brother do you know if its haram to rent out webservices such s websites and applications to organizations which will put some haram photos of women to the websites.
    We are developing software and I am not sure if we are responsible for the actions that renter take since it is online and only people who is their customers (most of them women) will buy from the wholesale websites.

    Reply
  • Salaam,

    I have been offered a position as a Shift Warehouse Manager for an Amazon warehouse. This involves managing the operators that work there, ensuring all products are packaged, sorted, and delivered to customers. Some of these products will obviously be Haraam, such as approx 20% being alcohol. Would it be permissible to work here?

    Reply
  • Im 18 and i want to earn money for my car-license. I started to work in an inbound callcenter. I have to take calls from (mostly) old people who want to buy something in a catalog. As such, everyone always orders on account (this means they have to pay in 14 days). I don’t ask how they want to pay, but if they mention that they want to pay in installments, I have to note that as an invoice, but they’ll be connected to another Company where they have to pay that because my company has nothing more to do with it. I’m worried because i don’t know if it’s a haram job and I really wanted to work there because it’s a good job for a student and now it’s hard to find another. I don’t know what. Can you please answer me, can I work there because it’s my clients choice to choose their payment and their own sin but is it haram for me to work there or to write it down?

    Reply
  • Salam Alaykum, I am researching careers in accounting and finance. Which jobs are categorically permissible? I am quite interested in business consulting and tax accounting. Please reply soon as my degree of choice will be affected by your response.

    JazakllahKhairan

    Reply
  • I work in a company which basically has developed a program/software for debit, prepaid and credit cards. Most of the clients are of prepaid and debit but there are credit clients as well. The clients then issues card to their customers. Basically the clients of our company can be a bank or some other company which wants to develop cards and want their customers to use card for payments. So our company is basically a processor which processess the transactions when a transaction is done through any card and then keeps record of the transactions. So the credit card transactions are also processed and stored. The rules related to credit card are also applied from our company’s program or software (like how much interest to be charged or other fees which should be applicable. Other rules like limits on card are all configured from our company’s software).
    So will it be allowed to work in a company like this? Waiting for your feedback. Thanks

    Reply
    • seems fine

      Reply
      • Salaam brother,
        I work for a consultancy as a software engineer and I am currently assigned to a project for an investment fund. Is developing software for this fund that may have some haram investments permissible?

        Jazakallah Khair

        Reply
  • Assalamualaikum sir is postal life insurance agent job is haram or not

    Reply
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    Reply
  • Assalamualaikum!! First of all many thanks for such a useful information. Secodly, I would like to ask weather or not working at Lidl Germany as a Financial Analyst would be considered as haram. I am came across this job ad on LinkedIn recently and was considering applying for it until I noticed that Lidl sells pork. Please let me know at your latest convenience. I could share the job link on request.

    Peace

    Reply
  • Assalamualaikum!! First of all many thanks for such a useful information. Secodly, I would like to ask weather or not working at Lidl Germany as a Financial Analyst would be considered as haram. I am came across this job ad on LinkedIn recently and was considering applying for it until I noticed that Lidl sells pork. Please let me know at your latest convenience. I could share the job link on request.

    Peace

    Reply
  • is Financial Risk Manager job in banks considered halal?

    Reply
  • Mahamud Hasan Sani
    January 14, 2021 12:19 am

    I do outsourcing for lending companies(US & Canad) so based on the country my all customers are non-muslim we work for them as a broker.my work is they give me a list of numbers for calling the customer to find out they are interested to take a loan or not.if they are interested to take a loan we tell them to send their bank statement and after getting their bank statement we called it as a package. So at a time we submit the package to many lenders if its got approved we get money for it and if the deal also got funded I mean if they take the money we also get a commission for funding only that means we can earn money 2 times for sell package and for funding.you can say we are a broker.so my concern is if I take money against package is it haram or halal and if I take the commission against funding is it halal or haram. I wish you will understand my concern.?(all of them are non-muslim)?

    Reply
  • Please give me your opinion on the permissibility of working in the following role:

    The company is a recruitment company. The activities on the job would generally by halal, and one would not be working with clients (companies which are looking to hire people via your agency) which are financial institutions. However, in in the contract which the recruitment company gives you to send the clients in order to sign them on as a client, which you would also have to sign, there is a clause about receiving interest / default payment.

    Reply
  • Can you work in mergers and acquisitions in a consultancy firm? Is it also permissable to work as a financial analyst in any industry that is halal such as healthcare, IT, etc?

    Reply
  • Assalam Alikum,

    I am about to get an offer from a retail company who are mainly in to retail industry but they also have the financial services part of it, where they have the credit based purchase model which we generally find in most of the retailers. They also have the loan lending business, Where they work with external FS companies

    My role there is going to be in Data Analytics part, They are building data insights to help and plan their business. – My current role is in to IT consulting where we have almost type of clients like Banks, Insurance etc..

    Bit confused and worried here – Will be helpful if you can give comment and advice here.

    Jazakh Allah Khair

    Reply
  • I want to join a company like Google, Facebook, Twitter etc. Will my income be halal in this type of companies as they generate their most profit from haram ads?

    Reply
  • Is it permissible to do job in USA based company who’s office in UK and they provide software services in making financial statements
    Basically they are selling software to companies for recording financials and after sale install and updation and provide consultation

    Reply
  • Is working as a financial manager haram, as it requires making decisions to take loans from banks.

    Reply
  • Hi, I am hoping to land a Trainee Actuarial Consultant role at Barnett Waddingham. I will be completing the FIA exams during my time there. Is this job permissible? It revolves around pensions consultancy

    Reply
  • SalamAleykum, I am a operation specialist for an IT company who sells computers and accessories.
    My role is to generate contract from the system tool.
    Ie: an account manager would propose an opportunity in the system, it gets approved by another then I’ll be ask to press ‘generate button’ and generate the agreement. (Leasing agreements). I do not draft contracts and I am not involved in customer negotiation or meetings, only generate them.
    I sent purchase orders (to order kit like monitors, screens etc..) to partners and ensure the company pays the partner’s invoices once the equipment have been delivered to the customer’s site.
    The issue is that I could see that on some contracts the customer would pay a higher amount than the equipment cost which means there’s interest on some agreements.
    I am worried that even though I do not sell those products/agreements, my job and income are haram.
    Could you please give me your opinion.
    Thank you

    Reply
  • SalamAleykum, I am a operation specialist for an IT company who sells computers and accessories.
    My role is to generate contract from the system tool.
    Ie: an account manager would propose an opportunity in the system, it gets approved by another then I’ll be ask to press ‘generate button’ and generate the agreement. (Leasing agreements). I do not draft contracts and I am not involved in customer negotiation or meetings, only generate them.
    I sent purchase orders (to order kit like monitors, screens etc..) to partners and ensure the company pays the partner’s invoices once the equipment have been delivered to the customer’s site.
    The issue is that I could see that on some contracts the customer would pay a higher amount than the equipment cost which means there’s interest on some agreements.
    I am worried that even though I do not sell those products/agreements, my job and income are haram.
    Could you please give me your opinion.
    I forgot to mention, that the company has their own bank for their customer who deals with the leasing side of things but my salary is not being paid by their bank but the company itself.
    Thank you

    Reply
  • As salam alaykum,

    Would working as a mortgage underwriter be considered an haram source of income? I know one is not the one given out the loan but would this be considered facilitating the process since most loans are riba based.

    Jazakumllah Khair.

    Reply
  • I am working with employer which manufactures machineries and sells it. it also sells on leases where the asset can be got back upon the end of the lease term. I don’t think these transaction have any issue, however they also sells the equipment on financing. For me I am an accountant do not directly deals with the sales and for the Canadian employers these transactions are the normal business practice. can you please advise.

    Reply
  • Shehryar Shahid
    March 16, 2021 6:21 pm

    Salaam,
    I am working in banking sales in a private bank. Sales includes Deposits, ATMS, Online Services and Bancassurance. I dont have any other source of income by any means and this job is only way of earning for me. Is this Halal or Haram? Kindly tell me as I am very much tensed and confused in this situation.

    Reply
  • Sarah Abouhasna
    March 18, 2021 1:13 pm

    Salam,
    I would like to know if working as a data analyst at the big 4 firms PwC, Deloitte, EY, KPMG is permissible. I am trying my best to choose a position that is non financial. Is something like consulting in data analytics halal? what if the data included interest? or the industry I was chosen to work for was a bank?
    Thanks

    Reply
  • Assalam o alaikum Ibrahim. I am looking to apply for an Investor Relations job at a bank. The job entails working with the CFO, being a marketer for the bank stock and a communicator of bank results to investors (both equity and debt investors). Although I understand this is with a bank, I am not sure if this 100% halal/haram. Wanted to get your opinion. Thanks.

    Reply
  • Assalam Aleykoum,

    If I have an opportunity where I can work as IT auditor may I accept it?

    The work is to audit IT infrastructure and provide a report about whether the computers, IT acess …. are secured or not.

    But this report is given to financial auditors so they can do their job (for example, if the IT infrastructure is reliable, the financial figures may be too. And if the IT infrastructure is not reliable, the financial auditor take that into account for while writing its financial report. Si he gives the IT report as an argument to say that the accounts may not be reliable).

    Would you say that IT auditing is permissible ? Can it be considered as cooperating in unpermissible actions?

    Thank you very much

    Reply
  • Asalaamu’alaykum
    Is working as a Business Analyst/Project Manager in a large Investment Bank but within the Custody Business Haram?

    Reply
  • I am a webdeveloper. Some times i have to add non muslim women photo based on clients requierment . Some times this photos without hijab. like this ladies showing there head and here. Is my income will be halal?

    Reply
  • Mohammad Farooq
    May 4, 2021 4:22 am

    Assalamualaikum, I’m working as a Loan originator. Paid in commission and base pay.
    As we all know how mortgage industry in USA is like. When I started the job I was excited and didn’t do much research until recently. My main position is that I help individuals. Prepare the documents etc. after that it is submitted to the lender. It goes through a processor and an underwriter, which they decide whether to give the loan or not.
    I’m very upset with my actions now thinking about it. Any advice would be much appreciated.

    Reply
  • Hi there,

    I currently work doing Fraud operations and investigations for a series of banks, protecting customers from fraud etc. The banks I work with are conventional but also have Islamic shariah based products and services. What is the ruling of this. Does this make my role permissible as I don’t directly recommend products and services to customers but rather helping victims of fraud for the banks I work with.

    Jazakallah

    Reply
  • Working as a financial advisor, helping normal people with their financial security. will this job of advising people considered haram?

    Reply
  • Buford Holliway
    May 24, 2021 9:05 am

    Do you need Licenses, Cloud Solutions, Hardware or Oracle Advanced Services? Logika IT Solutions – Your best One Stop Shop for Oracle!

    Reply

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